Hola, iam Joseph Herrera, Have a Rock-and-Roll Day!
What Data Does Credit Scoring Use? [Solved]
Credit scoring models generally look at how late your payments were, how much was owed, and how recently and how often you missed a payment. Your credit history will also detail how many of your credit accounts have been delinquent in relation to all of your accounts on file.
Credit scoring in an open data world
Open
Can credit scores for the creditless be determined by cellphone data? | Eric Mibuari | TED Institute
70% of African households own cellphones but less than 35% have access to
Role of Alt Data in Credit Scoring
© 2018 Moody’s Corporation and/or its licensors and affiliates. All rights reserved.